STUDENTS PAYING FOR EDUCATION 5 TIMES OVER

It recently occurred to me that students are now paying for their education 5 times over.

1. I pay for it by not claiming any welfare benefits for the time I am in higher education.
2. I pay for it through my hard work and toil to get the qualification.
3. I pay for it through the time spent studying. I could after all get a lower job and be earning or doing something less boring instead.
4. I pay for it through paying higher taxes or more taxes on my graduation as presumably I should get a better job.
5. 1.      I pay for it through the repayment of the student loan.
   
   
   
   
   In England I must tuition fees too!
   
   
   Therefore what is the UK Government actually putting into this equation? Is it not having its cake and eating it?